Update: The Colorado Emergency Mortgage Assistance Program (EMAP) has closed.

EMAP was a temporary response to the unprecedented economic hardships caused by the COVID-19 pandemic. The application portal closed at 5:00 p.m. MST on August 26, 2025, and new applications will not be accepted.

According to DOLA’s website:

  • Applications submitted before the deadline that have not yet been assigned to a reviewer will go on a waitlist.
  • All applications will be reviewed in the order they were received, and assistance is contingent upon funding availability.
  • If you applied before the deadline, continue checking your status through their online portal.
  • For assistance with existing application questions, contact the CARE Center at (720) 356-0174, [email protected], or by chat at https://cedproject.org
  • If you are approaching or have exceeded $30,000 in default payments on your mortgage, contact your mortgage company directly to apply for loss mitigation.

While EMAP has closed, N2N continues to offer the following services that may benefit homeowners facing financial hardships: