We’re here to help keep local people in their homes.  If you are behind or struggling to keep up with your mortgage due to financial impacts of Covid-19, Neighbor to Neighbor is accepting applications for mortgage assistance. It is important to only apply once, as duplicate applications may complicate the process.

Before you begin, please be aware of the following:

If you were previously assisted by N2N and need additional assistance, do NOT complete another application. Please call (970) 829-0296 and leave a voicemail stating that you would like to reapply and a client coordinator will get back to you with next steps.

Covid-19 Mortgage Assistance

The Colorado Emergency Mortgage Assistance Program (EMAP) provides financial assistance on behalf of income-eligible homeowners who have experienced a financial hardship associated with the COVID-19 health crisis.

Households are eligible to receive Mortgage Assistance if they:

  • Attest that they experienced a financial hardship after January 21, 2020 associated with the COVID-19 pandemic;
  • Provide income documentation and have household incomes equal to or less than 100% of the Area Median Income for their county;
  • Currently own and occupy a primary residence in Colorado; and
  • Their original loan was not a Jumbo loan at the time of purchase or most recent refinance.

Learn more about the Colorado Emergency Mortgage Assistance Program.

Apply for Mortgage Assistance